The Loan Expert

About Us

Trust, Transparency, Tailored loans.

About Loanomics

At Loanomiks Finance, we believe that timely access to credit can change lives—whether it’s a small business owner looking to expand, or a family needing urgent financial support. Rooted in Kerala and focused on community-first finance, Loanomiks offers fast, secure, and flexible loan solutions that are easy to manage and built for real life.

who we are
Loanomiks is a customer-focused Non-Banking Financial Company (NBFC) offering practical, people-friendly loan products. With a deep understanding of local financial needs, we specialize in daily and weekly collection loans, making credit accessible even to those outside traditional banking systems.

What we do

From shopkeepers and small traders to salaried individuals and gold loan customers, we provide a range of financing solutions:

  • Business Daily Collection Loans – For small shop owners to manage working capital with daily repayments.

  • Personal Daily Collection Loans – Additional funds for existing gold loan customers, repaid daily or weekly.

  • Gold Loan Schemes – Swarna Sakthi, Swarna Mithra, and Loanomiks 1 Scheme, each designed to meet different financial goals with attractive per-gram rates and flexible terms.

our vision

To be the most trusted name in grassroots lending by making finance more personal, accessible, and reliable for every Indian household and business.

our mission

To provide fast, fair, and flexible loan solutions that empower people to take control of their financial futures.

Why choose loanomiks?

Easy daily & weekly repayment options

We offer flexible repayment schedules that align with your daily or weekly cash flow—making it simple and stress-free to manage your loan without affecting your routine income.

High loan amount eligibility

Based on your business needs, inventory, or gold collateral, we offer generous loan amounts—up to ₹25 lakhs—helping you fund major expenses or scale your business confidently.

Transparent, day-wise interest calculation

With Loanomiks, there are no hidden charges. We calculate interest on a per-day basis so you pay only for the days you use the loan—ensuring fairness and clarity.

Nn-the-spot loan disbursal

Get your loan processed and disbursed quickly with minimal paperwork. Our efficient approval process ensures you receive the funds you need—when you need them most.

Doorstep service by trusted staff

No need to visit our branch. Our trained representatives visit you for assessments, collections, and documentation—bringing financial support right to your doorstep.

Gold loan schemes up to ₹25 lakhs

Choose from three customer-friendly gold loan schemes with high per-gram rates, flexible tenures, and easy renewal options—designed to meet both short-term and long-term needs.