The Loan Expert

Gold Loans

Trust, Transparency, Tailored loans.

Gold loan

Your gold is valuable—let it work for you

At Loanomiks Finance, we offer flexible and high-value gold loan schemes tailored to meet your financial needs. Whether you’re looking for short-term liquidity or a long-term financing option, our gold loan plans come with day-wise interest, quick approvals, and doorstep service for unmatched convenience.

Gold loan scheme

  • Swarna Sakthi Scheme
  • Swarna Mithra Scheme
  • Loanomiks 1 Scheme

Address

Kochi, Kerala - 682018

Email

loanomiksinfo@gmail.com

Phone

+91 79944 95959

Working Hours

Mon - Sat : 9:30 AM – 6:00 PM

Gold loan schemes

Swarna Sakthi Scheme
  • Maximum loan per gram based on current gold rate
  • Day-wise interest calculation
  • Fast processing & minimal documentation
    Flexible repayment options
  • Doorstep gold loan service available
  • Loan Tenure: 3 months (renewable up to 12 months)
  • Maximum Loan Amount: ₹25 Lakhs per individual per day
Swarna Mithra Scheme
  • Loan up to 70% of gold value
  • Day-wise interest rate for transparent billing
  • Hassle-free approval process
  • Flexible payment & repayment options
  • Doorstep service included
  • Loan Tenure: 6 months (renewable up to 24 months)
  • Maximum Loan Amount: ₹10 Lakhs per individual per day
Swarna Mithra Scheme
  • Lowest interest rate among all schemes
  • Day-wise interest ensures you pay only for the period used
  • Longest tenure and renewal option
  • Flexible EMI or lump-sum payment options
  • Loan Tenure: 6 months (renewable up to 36 months)
  • Maximum Loan Amount: ₹25 Lakhs per individual per day

our vision

To be the most trusted name in grassroots lending by making finance more personal, accessible, and reliable for every Indian household and business.

our mission

To provide fast, fair, and flexible loan solutions that empower people to take control of their financial futures.

Why choose loanomiks?

Easy daily & weekly repayment options

We offer flexible repayment schedules that align with your daily or weekly cash flow—making it simple and stress-free to manage your loan without affecting your routine income.

High loan amount eligibility

Based on your business needs, inventory, or gold collateral, we offer generous loan amounts—up to ₹25 lakhs—helping you fund major expenses or scale your business confidently.

Transparent, day-wise interest calculation

With Loanomiks, there are no hidden charges. We calculate interest on a per-day basis so you pay only for the days you use the loan—ensuring fairness and clarity.

On-the-spot loan disbursal

Get your loan processed and disbursed quickly with minimal paperwork. Our efficient approval process ensures you receive the funds you need—when you need them most.

Doorstep service by trusted staff

No need to visit our branch. Our trained representatives visit you for assessments, collections, and documentation— bringing financial support right to your doorstep keeping the minimum requirement.

Gold loan schemes up to ₹25 lakhs

Choose from three customer-friendly gold loan schemes with high per-gram rates, flexible tenures, and easy renewal options to meet both short& long-term needs.